Last Updated: September 30, 2019
Our Commitment To Privacy
To the extent we provide you notice on our Site of different or additional privacy policies or practices (e.g., at the point of our collection), those additional terms shall govern such data collection and use.
Collection of Information
Company may collect personal identifiable information, such as email addresses, names, phone numbers, etc., when voluntarily submitted by our users. We may collect this information through various forms and in various places on the Site, including through “contact us” forms, if you request to receive information from us or when you otherwise interact with the Site.
How Do We Use the Information Collected?
We may use your information for various purposes, including:
o to provide you with information such as to send you electronic newsletters or to provide you with special offers or promotional and marketing materials on behalf of us or third parties, including to let you know about upcoming events;
o to enable you to participate in a variety of the Site’s features such as to enable you to participate in online surveys, entry sweepstakes, contests or other promotions;
o to improve the Site, marketing endeavors or our Site offerings;
o to customize your experience on the Site or to serve you specific content that we believe is relevant to you;
o to provide customer support;
o to contact you with regard to your use of the Site and, in our discretion, changes to the Site and/or Site’s policies;
o to improve the overall experience at the Site;
o for internal business purposes; and
How and When Do We Disclose Information to Third Parties?
(a) When You Request Information From or Provide Information to Third Parties. You may be presented with an option on our Site to receive certain information and/or marketing offers directly from third parties or to have us send certain information to third parties or give them access to it. If you choose to do so, your personal information and other information may be disclosed to such third parties and all information you disclose will be subject to the third-party privacy policies and practices of such third parties. In addition, third parties may store, collect or otherwise have access to your information when you interact with their Tracking Technologies, content, tools apps or ads on our Site or link to them from our Site. This may include using third party tools such as Facebook, Twitter, Pinterest or other third-party posting or content sharing tools and by so interacting you consent to such third party practices. It may also include ordering or purchasing products from third parties through us where we indicate that the third party rather than us is the seller. We are not responsible for the privacy policies and practices of such third parties and, therefore, you should review such third party privacy policies and practices of such third parties prior to requesting information from or otherwise interacting with them.
(b) Third Parties Providing Services on our Behalf. We may use third-party vendors to perform certain services on behalf of us or the Site, such as: (i) to assist us in Site operations; (ii) to manage a database of customer information; (iii) hosting the Site; (iv) designing and/or operating the Site’s features; (v) tracking the Site’s activities and analytics; (vi) enabling us to send you special offers or perform other administrative services; and (vii) other services designed to assist us in maximizing our business potential. We may provide these vendors with access to user information, including device identifiers and personal information, to carry out the services they are performing for you or for us. Third-party analytics and other service providers may set and access their own tracking technologies on your device and they may otherwise collect or have access to information about you, potentially including personal information, about you. We are not responsible for those third party technologies or activities arising out of them. However, some may offer you certain choices regarding their practices, and information we have been informed of regarding such choices is available in below. We are not responsible for the effectiveness of or compliance with any third parties’ opt-out options.
(d) Affiliates and Business Transfer. We may share your information, including your device identifiers and personal information, demographic information and usage information with our parent, subsidiaries and affiliates. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Site or applicable database; or (ii) in connection with a merger, consolidation, restructuring, the sale of substantially all of our interests and/or assets or other corporate change, including, during the course of any due diligence process.
(e) Your California Privacy Rights. We may elect to share information about you with third parties for those third parties’ direct marketing purposes. California Civil Code § 1798.83 permits California residents who have supplied personal information (as defined in the law) to us to, under certain circumstances, request and obtain certain information regarding our disclosure, if any, of personal information to third parties for their direct marketing purposes. If this law applies to you, you may obtain the categories of personal information shared by us and the names and addresses of all third parties that received personal information for their direct marketing purposes from us during the immediately prior calendar year (e.g., requests made in 2019 will receive information about 2018 sharing activities). To make such a request, please provide sufficient information for us to determine if this applies to you, attest to the fact that you are a California resident and provide a current California address for our response. To make such a request (limit one request per year), please send an email to:[email protected], with “California Privacy Rights” as the subject line or mail us a letter to: The Ask Insurances Marketing LLC, 2307 Fenton PKWY, STE 107-177. You must include your full name, email address, and postal address in your request.
(f) Your Nevada Opt-Out From Sale of Personal Information Rights. Company reserves the right to sell personal information to third parties either now or in the future. Nevada S.B.220 allows Nevada residents to opt-out of the sale of their personal information. If you are a Nevada resident we want you to know that you have choices and can opt-out of Company selling your personal information after the date you opt-out by contacting our Privacy Officer [email protected] This may prevent or restrict your use of the Site.
Advertising and Information About You
From time to time, we will use third-party advertising companies to serve ads when you visit our Site. These advertising companies may use information (not including your name, address email address or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you.
Third-party tracking technologies are not controlled by us, even if
they use our technology to help store or collect data. Statements
regarding our practices do not apply to the methods for collecting
information used by these third-party advertisers and others or the
use of the information that such third parties collect. We do however
work with third parties to make efforts to provide you with
information on their practices and any available opportunity to
exercise choice. The relevant third party’s terms of service,
regarding their collection, storage and sharing practices. We make no
representations regarding the policies or practices of third-party
advertisers or advertising networks or exchanges or related third
parties. Further, while we may use a variety of companies to serve
advertisements on the website, you may wish to visit
http://www.networkadvertising.org/choices, which provides information
regarding this practice by Network Advertising Initiative
(“NAI”) members, and your choices regarding having this
information used by these companies, including the
“opt-out” procedures of NAI members. Opting out of one or
more NAI members only means that those NAI members no longer will be
allowed under their own rules to deliver targeted content and/or ads
to you, which will affect this and other sites, but does not mean you
will no longer receive any targeted content and/or ads. Also, if your
browsers are configured to reject cookies when you visit this opt-out
page, or you subsequently erase your cookies, use a different device
or change web browsers, your NAI opt-out may not, or may no longer, be
effective. Additional information is available on the NAI’s
website accessible by the above link. You may also be able to opt-out
of receiving third-party behavioral ads by visiting the Digital
Advertising Alliance (“DAA”) website at
http://www.aboutads.info/choices/. Similar limitations may apply to
the DAA opt-out. We are not responsible for effectiveness of or
compliance with any third-parties’ opt-out options.
Company has no access to or control over these cookies that are used by third-party advertisers. We recommend that you visit and consult the privacy policies of these 3rd party advertisers for more information on their business and privacy practices as well as instructions of how to opt out of certain practices.
California / Delaware Do Not Track Disclosures
Various third parties are developing or have developed signals or other mechanisms for the expression of consumer choice regarding the collection of information about an individual consumer’s online activities over time and across third-party web sites or online services (e.g., browser do not track signals). Currently, we do not monitor or take any action with respect to these signals or other mechanisms.
What About Transfer of Information to the United States?
What Should Parents Know About Children?
The Site is a general audience web site and we do not knowingly collect any personal information from children younger than the age of thirteen (13) as required by U.S. law. We will delete any personal information collected that we later determine to be from a user younger than the age of thirteen (13). If you are a parent or guardian of a child under the age of thirteen (13) and believe he or she has disclosed personal information to us, please contact us via email at [email protected]
What About Security?
We endeavor to incorporate commercially reasonable safeguards to help protect and secure your personal information. However, no data transmission over the Internet, mobile networks, wireless transmission or electronic storage of information can be guaranteed to be 100% secure. Please note that we cannot ensure the security of any information you transmit to us, and you use our Site and provide us with your information at your own risk.